
Kick-Start the Savings Habit
“As important as I think (saving) is, national savings has always been relegated to the B list of economic measures.” - Edward M. Gramlich, Board of Governors of the Federal Reserve from 1997 – 2005 Believe it or not, there was a time not long ago when Americans tracked their ...

Should You Cash Out Your 401(k)
Should You Cash Out Your 401(k)? “I would blow up the system and restart with something totally different.” – Ted Benna, “father” of the 401(k), quoted in MarketWatch.com As investors educate themselves about the financial advice that is accepted as “common wisdom,” many begin to realize that 401(k)s might ...

Whole Life Guarantees
Give Your Dollars a Lifetime Guarantee Not much in life is truly "guaranteed." We can't guarantee the weather, what other people will or won't do, the direction of the markets, or even if we'll be around to see tomorrow. And even most "guarantees" have exceptions. Your purchase is guaranteed - ...

The Value of Liquidity: Capitalize On Your Cash!
"Success is where preparation and opportunity meet." - Bobby Unser, Indianapolis 500 Champion Do you have access to cash on demand? Or are you locking up your assets, or keeping them liquid? The answer may be influencing your prosperity more than you realize ...

Longevity In America: It’s a Whole New Age
“You’re not getting old; you’re getting ready.” -Ernestine Shepherd, the world’s oldest female competitive body builder. The numbers are in, and people are living longer! The CDC calculates that overall life expectancy in the U.S. is presently 78.7 years, with women outliving men by an average of 5 years, or ...

How to Live Long and Prosper
“Aging is not lost youth but a new stage of opportunity and strength.” –Betty Friedan Leonard Nimoy and the Changing Face of Growing Older in America When Leonard Nimoy left us earlier this year, the whole world mourned the passing of a beloved cultural icon. Even though he originally played ...

All That You Leave Behind: Planning Your Legacy
“A very rich person should leave his kids enough to do anything, but not enough to do nothing.” -Warren Buffet, as quoted in a September 29, 1986 interview with Fortune. According to the consulting firm Accenture, boomer parents will be distributing about $30 trillion to their millennial descendants over the ...

The Spending Trend: Taming Lifestyle Inflation
“Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.” - Sam Ewing, Author The Tendency to Spend Did you drive a VW Bug in college? If you’ve ever been back behind the wheel of a Bug, it ...

The Consumer Price Index and the Truth About Inflation
"By a continuing process of inflation, government can confiscate, secretly and unobserved, an important part of the wealth of their citizens." - John Maynard Keynes Whether we’re rich or poor, thrifty or overextended, inflation is as inevitable as death or taxes. But how high IS inflation? Is the Consumer Price ...

