Life Insurance
How to Regain Control of Your Finances: Understanding Diversification
Stop and take a moment to visualize your future. What would your days consist of, and who would be with you? It may seem far away, yet when you neglect to consider important milestones in your life, you’re more likely to defer your dreams and passions. Don’t let “life” get in the way of living. In…
Read MoreHow to Make Life Insurance an Asset, Not Just a Bill
In his best-selling book, Principles, author Ray Dalio, argues that you have to be “radically open-minded” in order to see things from a different perspective. Dalio, the billionaire founder of Bridgewater’s hedge fund empire, believes that to make good decisions, you must have the ability to explore different points of view and different possibilities—even if you don’t initially agree with them.
Read MoreBorrowing Against Whole Life Insurance at a Bank
We get many questions on using life insurance policies with cash value as collateral for bank loans. While this strategy does not work at all with a term insurance policy, whole life insurance is excellent collateral. Often, local (as opposed to large/national) banks and credit unions will lend against the cash value of life insurance. So you…
Read MoreTerm or Whole Life: The Third Option
“The third option is that other possibility…” – Lynn Barrette, Counselor and inspirational blogger The Convertible Term Insurance Solution “Whole Life or Term Insurance?” It’s a never-ending debate amongst financial advisors and self-proclaimed experts. Today, we’d like to suggest a third option. But first… let’s summarize the two most popular and obvious choices: Term life insurance allows…
Read MoreWhole Life Guarantees
Give Your Dollars a Lifetime Guarantee Not much in life is truly “guaranteed.” We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow. And even most “guarantees” have exceptions. Your purchase is guaranteed – but only…
Read MoreThe Value of Liquidity: Capitalize On Your Cash!
Most investors focus on the ROI (return on investment) of an investment or a savings vehicle. However, locking up money in investments where it is no longer liquid can actually severely limit the possibilities for lucrative returns!
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