News Archives - Page 8 of 14

Annuities – Better than you think

“Our doubts are traitors and make us lose the good we oft might win, by fearing to attempt.” – William Shakespeare Creating a sense of certainty that you can achieve whatever you desire is powerful and life-changing. However, if you allow fear and doubt to take over, they become an enemy that destroys all possibilities.…

A smarter way to save for college

Key Takeaways Reasonably affluent people should budget $160,000 to $250,000 for each child (or grandchild) you plan to send to college. You may be losing $40,000 to $60,000 per year in retirement money by funding college through 529 plans and other conventional methods. Did you know that savvy families are using customized life insurance to…

5 Reasons to be a Private Lender

It’s one of the oldest, most proven forms of investing; lending capital to another—perhaps someone who can’t get traditional bank financing—in exchange for interest, and eventually your principal, in return. A private lender lends money to help borrowers: ● purchase real estate (for a mortgage or a short-term bridge loan until permanent financing is put…

A Volatile Stock Market: What Can Investors Do?

COVID-19, inflation and the Ukrainian war have all contributed to a volatile stock market in recent weeks. Volatility will continue as usual while one sector is experiencing profitability, another is declining, resulting in declining stock market valuations. For investors, the up and down performance creates market risk but is part of the underlying economic fundamentals…

5 Ways to Reduce Your Carbon Footprint & Invest in Our Planet

Going green, recycling, buying local, and energy-efficient appliances likely come to mind first when you think about reducing your carbon footprint and investing in our planet. However, the way you bank and handle your money can also help the environment. Here are five easy ways to reduce your carbon footprint through your finances.

How You Can Achieve a Stress-Free Retirement

Contrary to popular belief, retirement doesn’t always mean a stress-free lifestyle. It’s pretty standard for retirees to face stress from new challenges and worries. The good news is there are steps you can take to achieve a stress-free retirement and enjoy a happy and fulfilling life away from the working world. Here are some tips…

Tax Changes ‘Self-filers’ Need to Know Before Filing 2021 Taxes

If you are self-filing your 2021 taxes, you may want to double-check. Make sure you don’t miss out on any tax changes. While some deductions will be the same this year, there are other significant changes due to the COVID-19 stimulus plans over the past two years. Here are a few specific tax-related items for…

Five Tips for Organizing Your Home Office

A clean, organized home office is vital to stay focused, make the most of every workday, and separate your work and home life. Whether your home office is a desk in your kitchen or a dedicated room, it can quickly become filled with clutter causing you stress. In honor of Organize Your Home Office Day…

What is Goal-Based Investing?

Goal-based investing in asset management is somewhat new to wealth management and differs from traditional investing in unique ways.The traditional investing philosophy focuses on portfolio construction to achieve the highest return

Financial Planning for Families Living With a Disability

Families living with a disability is more common than one expects. Nearly 54 million Americans cope with special needs and the rising cost of associated expenses, according to the National Organization on Disability.

Five Great Financial Readings to Guide You Through 2022

Many financial readings can provide you with fresh perspectives on personal finance or strategies you’ve never considered before or inspire you to take charge of your financial future.

Why Managing Mental Health Matters for Retirees

Once you retire, you may not miss the typical stressors of a demanding career. Managing mental health is important leading up to retirement and moving into. Retirement is a time to enjoy hobbies and activities you didn’t have time for during your working life.

Tax Identity Theft Season (aka Tax Scam Season) is Here

Tax identity theft is when someone uses your Social Security number to steal your tax refund or for work. People often discover tax identity theft when they file their tax returns.

Four Financial Planning Benefits of Being ‘Coupled’ or Married

Regardless of your age, if you’re in a committed relationship or married, both of you should participate in planning for your financial future and be aware of the benefits that come from being a couple. Here are four financial planning benefits you may receive as a couple:

Five Unique Challenges Entrepreneurs Face

Businesses are rarely successful immediately and often come with stress for entrepreneurs; irregular work hours, lack of operating capital, employee issues, balancing work and family life, etc.

Financial Technology: Delivering Digital Financial Learning

The coronavirus pandemic has motivated many Americans to take full advantage of financial technology. Many are pairing various financial tech solutions to help them improve their financial well-being.

Protect Yourself and Your Assets Through Estate Planning

Basic estate planning is something that everyone should do. Regardless of your age, marital status, and if you’re a parent or not. It is a great way to protect yourself and your assets. According to a 2021 poll by Gallup, slightly half of U.S. adults (46%) have a will that dictates what happens to their…

Why Financial Planning Is Essential for Law Enforcement Professionals

Law enforcement can be a rewarding profession, but it often comes with stress, unpredictable work schedules, and financial stress. Although some law enforcement positions offer a pension, often it is not enough to last their lifetime. In addition, many law enforcement professionals do not have another retirement savings plan in place. Also, life insurance carrier…

Data Privacy and Cybersecurity: How to Reduce Your Risk

With billions of people connected through technology delivered through multiple devices, the likelihood of a data privacy security leak and cyber-attacks will not decrease but will continue to increase. Continue on to read more about data privacy and cybersecurity and reducing risk.

8 Financial Goals for the New Year

Writing down your financial goals for this year and having them visible is essential to your success. Much like a written financial plan, you are more likely to follow your financial goals when they are in writing. After you’ve written down your goals, tell others about them, your progress, and your failures to help you…

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