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Year-End Planning Part 2

The challenges we face push us to progress. “The only guarantee, ever, is that things will go wrong. The only thing we can use to mitigate this is anticipation. Because the only variable we control completely is ourselves.”

Year-End Tax Planning

“Your life journey is about learning to become more of who you are and fulfilling the highest, truest expression of yourself as a human being. That’s why you’re here.”. – Oprah Winfrey This is a significant part of our journey on this earth. We explore. We experiment. We fail. We win. We serve others. …

Winning with Real Estate Part 2

The U.S. Navy SEALs have a saying: “Get comfortable being uncomfortable.” If you can be comfortable being uncomfortable, you’ll be prepared to handle whatever situation comes along in your own life. Now, you don’t have to subject yourself to the extremes these individuals do, but progressing in any part life will likely require you go…

Winning with Real Estate Part 1

Richard Kiyosaki, author of the best seller of “Rich Dad, Poor Dad” typically states that there are three sides to every coin (Heads, Tails, and The Edge). Your ability to understand contrasting points of view and your ability to glean what information you believe to be valuable from each side is a crucial skill. This…

Why Time Is Your Scarest Resource

In the fast paced world we live, it requires that we become professional jugglers. We have to balance so much from work, our businesses, family, finances, health, relationships, and even our hobbies. For many it may feel there just isn’t enough time to manage it all and have time for ourselves.

Why Cash Flow Matters More Than Net Worth

“Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer” – Grant Cardone With so many options to grab attention from my digitally native children such as YouTube, social media and online gaming, it’s often difficult to pull them away to engage…

Why Is the Stock Market Still Holding Up So Well

In the effort to take responsibility for our lives, we seek to control whatever we can to help us relieve stress and give us confidence. Unfortunately, it’s all too easy to focus on things we actually cannot control instead of the things that we can. The Martin Luther quote said it well, “You can’t stop…

Why Can’t Most Families Hold on to Their Wealth

Key Takeaways ● You’ve worked incredibly hard to build your assets. There’s a 90-percent chance it will all be gone within two generations. ● The vast majority of families treat money as a taboo subject—and that’s where the breakdowns begin. ● Have honest money conversations with your family and make sure you are in alignment…

Who Wins – The Monkeys or the Money Managers

Stock Picking Fun and Games Stock and mutual fund-picking contests are a way to test the expertise and various philosophies of different money managers. Or perhaps, they’re a way to prove that success in the stock market is truly based on nothing more than luck and speculation.

Who Wants to Be a Banker

Ask most and they would likely respond that banks make a signficant amount of money. As proof, the U.S. banking industry’s profits reached a record $62 billion during the third quarter of 2018, fueled in large part by the corporate tax cut. Without the tax cut passed by Congress last year, the industry’s profits would…

What Type of Legacy Do You Want To Leave

With Memorial Day comes parades, family barbecues, and the kickoff to the summer season. However, it’s important that we never lose sight of the day’s significance. Memorial Day is a day of remembering the men and women who died while serving in our country’s armed forces. Originally known as Decoration Day, it originated in the…

What is Prosperity Economics Anyway

There seems to be no shortage of financial advice, but that has not led to economic success for most. Too many Americans are having trouble saving for their own needs and wants while struggling to pay down debt and keep up with the rising costs of healthcare and college educations.

What does the tiny house movement mean for my personal finances

For many Americans, perhaps nothing better symbolizes prerecession excess than the McMansion. If you live in a suburb of one of America’s major cities, you’re most likely familiar with the idea of a McMansion: a sprawling, often architecturally mishmashed home boasting several thousand square feet.

What did you find in your Easter Eggs

More than the typical Easter Egg Hunt As my kids woke up and came down the stairs with anticipation of another Easter celebration, they came across our dining room table covered with a tablecloth. Underneath were the expectations of all of their favorites such as chocolates and candies.

Wealth Matters Podcast

Formal education will make you a living; self-education will make you a fortune. Jim Rohn The importance of education to one’s success is undeniable. Yes, we’re born with unique strengths that we need to embrace and nurture. However, there are important skills that a growth minded individual can learn if he or she so chooses…

Untitled Strategies for Retirement Income

I lived my entire life with the fear of heights, and it’s caused me to miss out on some spectular experiences (just ask my wife). I’ve seen stats that indicate that upwards of 25% of Americans also share this phobia. Although I haven’t been able to completely overcome the fear, I have been able to…

Time to Think

Although we have been forced to restrict our contact with others, it’s given us some additional time to think, which is often not a luxury we have in our busy lives.

Time is money

As we move closer to the official start of the Autumn season, doesn’t it feel that each summer moves faster than the prior one? Well, in the last week I was reminded on how precious time is and how important it is to not waste it. It’s a resource that is scarce, and we never…

Time for Reflection and Growth – Perennial Pride Intro

Life can be so unpredictable and take us down paths we never imagined. It’s times like these that require us to reflect on what’s important, seek out new opportunities, and take the necessary action. What will you focus on for 2022 and beyond and how will that help you become the person you always wanted?

Tier 1 Assets

Do high investment returns require high risk? “Risk comes from not knowing what you’re doing.” Warren Buffett In our last email, we shared the importance of building your financial foundation through the use of the best Tier 1 asset in uniquely designed whole life insurance contracts. You not only save money in a tax advantaged…