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What pitfalls are putting your prosperity in danger? With the Halloween season upon us, I’ve had the fortune to attend a party with close friends and have some fun.  The kids were the stars with their varied costumes ranging from superheroes to zombies, however adults also participated to showcase they still had some “kid” left…

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Abraham Lincoln once said, “you cannot escape the responsibility of tomorrow by evading it today”. Although it may come with additional effort and planning, taking the responsibility to manage the potential risks in our lives well before they appear will give you the confidence and control to weather any future storm. 

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“Prep for tomorrow is hard work today.” – Bruce Lee In our fast paced world we live in, it’s sometimes difficult to stop for a moment to reflect on what we want our futures to look like. Now, there’s no guarantee that we will be here tomorrow, so being present and enjoying each minute of…

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Having a plan for the key areas of your life is critical.  Without a plan the likelihood of reaching your desired outcomes and goals is greatly diminished and left primarily up to luck.

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We believe that saving money is the FOUNDATION of wealth. But where can you save where your money can keep pace with inflation AND be safe? We all know that rates are at their rock bottom, but you may be blissfully unaware of all of the potential threats to your savings from theft, civil asset…

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Investing for Income Where can you put your dollars safely to get a healthy return in the form of regular monthly payments? Not at a bank, through traditional annuities, or in money-market funds or t-bills, which are paying historically low rates.

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Not much in life is truly “guaranteed.” We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow. And even most “guarantees” have exceptions. Your purchase is guaranteed – but only for 30 days, or unless you drop the item,…

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Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things. – Charlie Munger Most people have likely heard of the power of compound interest and the need to leverage it to build great wealth. However, there are many factors that can…

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Bronnie Ware, an Australian nurse who spent several years caring for patients during the last 12 weeks of their lives, routinely asked her patients about “any regrets they had or anything they would do differently.” Bronnie spoke of the phenomenal clarity of vision that people would gain at the end of their lives and the…

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Key Takeaways College tuition has been rising at five times the rate of inflation, with no signs of abating. Many successful families do a great job of saving for college, but overlook the jaw-dropping cost of graduate and professional school. Did you know there are alternatives to 529 plans or crippling student loans?

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My latest podcast interview went live today.  Check it out NOW because you don’t want to miss the tips and tricks that I shared with John Fortes to his PI Listeners.

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“For every opportunity you missed, you got something else in return and for anything you got, something else was lost.” – Ralph Waldo Emerson What Are Opportunity Costs? Opportunity costs represent the benefits an individual, investor or business misses out on when choosing one alternative over another. Although these costs may not be directly coming…

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With Mother’s Day this past weekend, it’s was a great reminder of the importance of family and honoring the sacrifices and love our mothers around the nation have provided for their beloved children.

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Most would universally agree education is important to obtaining success. When you really think about it, there’s only so much we know so staying open-minded and humble to continuous learning will give you the greatest opportunity to reach your life and financial goals.

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Are you planning for just what you need in retirement or would you rather shoot for the maximum amount of income and wealth? It is often suggested from typical financial advice that we will need less income in retirement than we make today. Now, that may be true, however what if you could be positioned…

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Key Takeaways With inflation and interest rates both on the rise, bonds (and bond funds) can go down in value. If Inflation is rising faster than expected, TIPS can be a great alternative to bonds. Annuities, private lending and life insurance can also accomplish many of the things that a bond portfolio does—with less risk…

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Finding your purpose of life can be one of those topics related to philosophical discussions with deep thinkers. However, I believe it can be much easier and certainly more meaningful. The unfortunate reality is that many people never discover their purpose in life, and it can lead to being unhappy and full of future regret.

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Whose estate plan are you following? Whether you have a formal estate plan in place or not, you do have an estate plan. If you don’t have a plan in place, your beneficiaries will follow the one dictated by the state. It’s estimated that more than half of all Americans do not have an estate…

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There is a Chinese saying that goes: “If you want happiness for an hour, take a nap. If you want happiness for a day, go fishing. If you want happiness for a year, inherit a fortune. If you want happiness for a lifetime, help somebody.” In the world we live in today, you don’t need…

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“Our new Constitution is now established, everything seems to promise it will be durable; but, in this world, nothing is certain except death and taxes.” Benjamin Franklin In life there is not much that is certain.  Although that may make people feel uneasy, there’s a positive side to that uncertainty.  It opens up the world…

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